Jess Edwards — who found forever love and ended the recent season of ‘Bachelor in Paradise’ engaged to Spencer Conley — has revealed what they decided to do with the cash they unexpectedly won on the series finale.

Jess appeared on TMZ’s podcast ‘Previously On…’ to dish out all the deets … and she tells us they’ve got it all planned out.

Check out the clip … she shares how shocked she was to even receive the check so quickly after filming … and reveals most of the cash went toward paying off their respective debts.

Jess tells us now that they’re debt-free, they’d like to put the extra money toward the life they’re building together and add it to the wedding pot — as well as use some of it to travel in the meantime.

Speaking of the future … Jess also reveals that even though they’re taking it slow on wedding planning, she and Spencer have already talked about having offspring. But don’t get too excited … ’cause she says they don’t plan on growing their family for another few years.