How To Use The Tax-Free Home Sale Exclusion Every Two Years
In Spring 2025, I sold one of my properties and successfully excluded $500,000 in capital gains, tax-free, thanks to the IRS Section 121 Exclusion. For those unfamiliar, this powerful rule…
In Spring 2025, I sold one of my properties and successfully excluded $500,000 in capital gains, tax-free, thanks to the IRS Section 121 Exclusion. For those unfamiliar, this powerful rule…
Canadians have for generations viewed real estate investment as a reliable path to building long-term financial success and funding their retirement. Cottages, in particular, have offered a unique blend of…
We’ve all had those “What if?” moments. What if you switched careers? Bought your dream home? Maxed out your retirement accounts? Big decisions like these can feel overwhelming, but now…
A small loan, like a $50 loan, sometimes is all we need for a quick emergency. For example, we might need $50 to fill up our gas tank or to…
Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances,…
Do you want to work from home but you’re looking for something new or different? When I first started working from home over a decade ago, I had no idea…
Things to note: Some cards include free airport lounge membership (like Dragonpass) but charge for each entry, so check your card’s details. Only some cards include lounge access for traveling…
James’ current monthly income is about $4,470. This includes $1,363 in CPP payments, $647 in OAS payments, $600 from an employer pension, and $1,860 from RRIFs. The couple’s current monthly…
Angela (52) and Brian (52) have been together since they were teenagers and have raised four kids. Now as empty nesters, they’re stuck in a sitcom-style standoff: Angela loves bargain…
Asset allocation ETFs Asset allocation ETFs provide all-in-one portfolio solutions. By way of one low-cost comprehensive ETF, you can hold a globally diversified investment that is managed and rebalanced for you.…